Week 5: Mortgage Rates Recap — What You Can Control and How to Make Smart Moves in Any Market
Over the past few weeks, we’ve looked at the key forces behind mortgage rates: inflation, the Fed, bond markets, and global events. So what can you actually do with that information?
Here’s a quick recap:
- Rates rise with inflation: Watch economic trends and act before rates climb.
- The Fed influences rates: Follow announcements and be ready to lock in early.
- Bonds and global events matter: Sometimes uncertainty leads to opportunity if you’re prepared.
- You still have control: Your credit score, down payment, and choice of agent all affect the deal you’ll get.
Why it matters: Timing matters, but so does preparation. Being financially ready and working with the right agent makes a big difference—regardless of where rates sit today.
Seeking Agents® helps you compare top agents who understand the market and want to compete for your business—so you get more options and better outcomes.
Pro Tip: Focus on what you can control. Being informed and choosing the right support team often saves more than waiting for the “perfect” rate.
This concludes our 5-part series. Want more buyer insights? Stay tuned for our next topic: How to Prepare for a Home Inspection
*Savings are not guaranteed and depend on market conditions and agent negotiations.
This article is for informational purposes only and does not constitute financial advice.
Always consult with a licensed real estate professional before making any real estate decisions.