Week 4: How Bonds and Global Events Affect Mortgage Rates — The Hidden Forces You Should Watch
Mortgage rates are more than just a response to inflation or Fed policy—they’re also influenced by the broader financial world. The bond market and global events can shift rates in unexpected ways.
What drives the change?
- 10-Year Treasury Yield: Mortgage lenders track this closely—it’s considered a benchmark for long-term interest rates.
- Global Uncertainty: Events like wars, pandemics, or major financial disruptions can cause investors to shift to safe assets like U.S. bonds.
- Investor Confidence: When uncertainty rises, demand for bonds rises, pushing yields—and mortgage rates—down.
Why it matters: Rates don’t always rise when the economy is shaky. Sometimes, uncertainty creates opportunities—if you’re ready to act.
At Seeking Agents®, we match you with agents who understand the financial landscape and can help you navigate both expected and unexpected rate changes.
Pro Tip: Don’t panic over headlines. Talk to an agent who understands the timing—and can guide you when uncertainty creates opportunity.
Next Week: Recap: What You Can (and Can’t) Control About Mortgage Rates
*Savings are not guaranteed and depend on market conditions and agent negotiations.
This article is for informational purposes only and does not constitute financial advice.
Always consult with a licensed real estate professional before making any real estate decisions.